Who lends without planning consent?

A small group of specialist desks. We have direct relationships with the ones who understand promotion and option structures.

What loan to value applies?

Typically 50% to 65% of unconditional land value. Planning gain facilities are priced against the consented GDV.

Product 05 of 08

Funding for site acquisition, option fees, promotion costs, and the professional work needed to take a site through the planning system.

Call the office on 01908 880 518 or Bay Jackson directly on 07908 794 274.

Solutions

Land bridging.
Acquisition funding for sites bought subject to planning. Repaid on consent, refinance, or sale.
Planning gain.
Facilities sized to the uplift in value that planning consent delivers.
Option funding.
Capital for option fees, exclusivity payments, and the cost of holding a site through promotion.
Promotion costs.
Funding for consultants, technical reports, and the work needed to progress through the planning system.

The process

01
Site, consent, and exit.
We assess the planning position, the cost line, and how the facility unwinds. The exit drives the structure.
02
Specialist lender match.
Planning finance is a narrow market. We approach the lenders who price it properly.
03
Drawdown to exit.
Funds released against the agreed schedule. Refinance onto development finance or sale of the consented site.

Want a rough idea of repayments first? Try the calculator

Questions

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