Who We Are.
A small team who arrange business and property finance the way we would want it arranged for us.
Why Carrot?
We named ourselves after the carrot for a reason.
We have built businesses, backed projects and borrowed money ourselves. We know what it is like to need funding and find yourself being fitted into someone else's process.
Too much of the finance industry still relies on the stick. Rigid criteria, dead ends and being pushed towards the lender or product that suits the broker rather than the borrower.
We believe commercial finance should work the other way around.
Everything starts with a conversation, not a product. We take the time to understand your objective, build the case around your circumstances and guide you to the lender and structure that fit.
Relationship led. Technically run.
One relationship. One team. No hand offs.
Commercial finance done properly.
What Makes Us Different.
01
Sector Knowledge.
We work in four sectors we know well: agriculture, equine and forestry; motor; property, construction and plant; and lorries and vans. We understand how these businesses earn and what lenders need to see.
02
Lender Relationships.
We know the lenders, what they like and how they want a case presented. That means fewer dead ends and better terms for you.
03
Director Led.
The director you speak to on the first call is the one who arranges your finance and sees it through to completion.
04
Clear Process.
We explain your options, confirm the costs before we start and keep you informed at every stage. No surprises.
Tell us what you need.
You will hear back directly, from someone who knows your case.
Office 01908 880 518Bay Jackson 07908 794 274